UK Scholarships

UK – Scholarships

UK universities are generally government funded which mostly means limited funds available for the university to disburse among students as bursaries and scholarships. Still, most universities do have certain awards which are given to students based on their merits as well as performance during the course. Some of the UK universities also have special awards for Indian students besides the ones which individual departments may offer to students coming there to pursue their further studies. Another important source of scholarship are the British Government sponsored awards like the Chevening Scholarship, Commonwealth Scholarship, DFID Scholarship. These are extremely competitive and the deadlines are much in advance of the session.


Universities offer part bursaries for certain courses and are limited in number. The Undergraduate and Vocation Scholarship Scheme (UVS) which more than 60 universities offer in collaboration with the British Government. Different University Scholarships have their respective deadlines.


British Chevening: for deserving students wishing to pursue Research / Taught Postgraduate Courses. Commonwealth Scholarships and Fellowship Plans are for citizens of Commonwealth Countries. Shared Scholarships scheme for the taught postgraduate course which is shared with British Universities. Overseas Research Students Awards Scheme (ORSAS) for postgraduate research. University-based scholarships are in the form of part bursaries which vary from £ 1000 – £ 2500 rebate in the tuition fee.




Bank Loans are easily available for higher studies anywhere in the world. Loans should be preferably taken from a Nationalised Bank. The term & condition for educational loans may vary from Bank to Bank.


All Professional/Technical job oriented courses offered by reputed Universities.

Loan amount

Maximum Rs.15 Lakhs.


For Loans up to Rs.4 Lakhs, no collateral security is required. For Loans above Rs.4 Lakhs, collateral security is required.


Course period + one year or 6 months after getting a job, whichever is earlier. The loan is to be repaid in 5-7 years after commencement of repayment.

Rate of interest

Up to Rs. 4 Lakhs-PLR Above Rs. 4 Lakhs-PLR + 1%


  • Loan application
  • Photograph, Residence proof of borrower and guarantor
  • Covering letter stating sources of owned funds
  • Fee receipts or proof of payments made
  • Title Deeds of the ownership property to be mortgaged as security
  • Copy of passport & Visa, if the student is going abroad for higher education and related documents
  • Income proof of the applicant in the form of last 3 months salary slip/Certificate or the copy of the last 3 years IT
  • Returns filed with computation details of personal assets & liabilities.
  • Two guarantors with their latest salary Slip/certificate in case guarantor belongs to service class or latest income tax returns filed with the computation of income in case the guarantor is a businessman, professional or self-employed.